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RE: If you had $500 to invest in either Bitcoin or Ethereum each month, what would you do?
Yes neither one of them are going anywhere and if they do then the whole cryptosphere is in a world of hurt. A lot of the problems that you mentioned about bitcoin won't hurt the investor at all and may actually be beneficial for them in terms of a hardfork, and then receiving the new BTC coin (whatever it maybe) and keeping their original one.
I'd be comfortable with a 50/50 split.
Interesting perspective, thanks for sharing. Which coins are you most interested in at this time?