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RE: You think you don't need privacy until...
I absolutely agree with you on the positives for privacy coins.
But I really worry about investing in them, short term I don’t think it’s an issue. However long term how is the government ever going to permit them? They’re rife for money laundering of criminal proceeds as well as tax evasion. I feel that they will be killed off by regulation further down the line and hence will be worthless.
That was my initial thought. Then I remembered crypto was not meant to be regulated in this manner to begin with. So those who need to transact in this manner will find a way.