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RE: Stellar's valuation is a HUGE problem!
It's only deflationary for a single blockchain. You can just copy the code and start a new blockchain. You have to have a reason for people to want to store their value in a particular blockchain.if not it's just speculation like everything else.
Store of value only works when there are no close substitutes.
The blockchain gives you full control of your own money.
And if someone buys or sells stuff using a crypto then they might as well store their money in it as well for convenience.