But what are you doing about it specifically? Anyone can talk about this this all, but unless you have a plan of action when SHTF and the jobless masses start rioting it's really rather pointless. Currently I'm working on passive income OUTSIDE of crypto (can't have all your eggs in one basket), mostly pumping up my brokerage account. There's going to be real problems in the future, because sadly mostly people are too stupid to work freelance, the credit goes to our inefficient school system.