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RE: Will cryptocurrencies replace credit cards and debit cards?
It is in the nature of most people to come to decision based on what "experts" have said instead of coming to their own decision based on their own research.
You point out here a very big issue of our times. It is very difficult to find people who try to build their own opinion. May it be realted to crypto currencies or any other subject. To approach a question and to try to visualise all its aspects and come up with your own answer seems out of date. That is why fake news have such an impact nowadays...