Only once have I owned USDT from what I remember and it's because I was afraid to not loose the train. When I will sell my crypto and I think it will be pretty soon I am sure that it will be for fiat. My national currency or euros. USDT has already proven that it can get to as low as 92 cents so it is not a safe haven at all. I agree with you also with trading between coins as I have paid quite some money on commissions. USD however has appreciated a lot against my currency. Hope it stays that way till I sell...