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RE: Ripple still worthy of investing?
I invested in Ripple about 1.5 years ago and at this point, I don't think that there's still room for it to grow and being profitable. I would suggest you take a look at coins ranked between 150th to 50th in terms of market cap; they're the ones who will grow 10x more in the future.
I guess all it really takes is for one coin to grow tons to make money. Still learning about some of the different coins and crypto in general. Just really dont have money to freely put into it like some people do sadly. Gotta spend money to make money I guess.