Ha! Oh I have been prepared. I don't think I specifically said "this is a tough time", but anytime you have an asset class go from $900 billion to $190 billion in 7 months, it could easily be classified as "a tough time".

That being said, prices could still go a lot lower from here on a lot of coins and just holding across the board is a good way to lose all your money.

For sure some coins are going away, they never deserved these valuations in the first place, the problem is that it isn't abundantly clear which ones will survive and which ones will never recover.