High Return, No Risk Investment with cryptocurrency

Summary
Giveaway free crypto is the future of corporation’s marketing rewards
Experience compounding interest on Binance platform
Fundraise from crypto to invest in great stocks such as Alphabet($GOOG), Berkshire Hathaway($BRK/B) and The Estée Lauder Companies($EL)
Stock dividend will help to boost the return
Remember this equation. 3rd party mining apps + Binance Earn products + Stock dividend =BNB fund (A high return, no risk portfolio)

Hello. it’s me Brandon. I gonna talk about my portfolio management and what’s inside. Is risk-free investing with cryptocurrency a feasible idea?

You properly heard a phrase “High return, High risk”. But I am a risk-averse person by nature. So i was thinking like why high return investment has to take a risk. Why not remove the risk from the beginning? I’ve been investing in stocks over a decade so far and the risk of investing comes from investing in huge amounts of money that you have no control over. Should be able to cost average down every corrections.

Giveaway free crypto
This is the first step of the risk-free investment journey. I’m telling you that this is the hardest and annoying part you have to overcome. Once you get over a certain range, you gonna end up creating a free money system and will be able to take advantage of crypto world. Defi will help you to keep it up. At the beginning, most of you guys will give up as collecting 0.00000000001 super tiny decimal points looks super tiny. It’s like my YouTube channel that nobody watch but i’d keep producing more contents until i get more subscribers.

There’s a lot of scams so please do a proper research before you waste your time and money. Thank you all giving KLAY, ZEC, MATIC, MLK, OBSR, BNB.

P2E games, survey apps, watch ads, PipeFlare, etc… just so many. You will have to find your own mining apps that give you free ones. I think i run like 9 apps that give away! I even don’t have to do anything on these so that’s why i highly recommend every crypto investor

Binance Earn Products & DeFi Staking
Cryptocurrency is such an innovative financial product. Traditional investors does not like crypto as they think it does not generate any cash flow. But it does with a feature, called staking! Although this staking seems like a Ponzi scheme, it still generate free coins. I’m still not too sure how defi works but who cares as long as you collect free coins and i immediately convert into BNB coins as BNB is the only coin i would like to hold.

Binance Earn Products
I keep moving around in different products as the APY changes everyday. My BNB goes into savings or BNB Vault or Liquid Swap depending on the higher interest products. Also, those products offer a different amount and payout frequency. Keep a small sum that your BNB will keep generating another free coins and then hand over to your stock account!

Top 3 stocks to own in BNB fund
GOOG, BRK/B, EL

I spent and studied well to understand the business model. I still think that Investing in big tech(Alphabet, Apple, Microsoft, Amazon, Meta) is an essential investing decision. Apart from big tech, there’s nothing i would like to invest in. Also, Only 2 of them that pay dividends are already in my main portfolio.

In this video, i’m saying that i will invest in GOOG, BRK/B and MNST but MNST is still not available to access a fractional stock trading on my broker account. So, i was looking for an alternative in the same sector with higher performance and bigger market cap. Me, as a conservative person love 3 sectors in technology, financials and consumer staples. In my main portfolio, i already do invest in $PEP $PG and $COST. I normally would invest in companies or services that i use in my life. I’m a boy who never wear makeup so i was missing out 5year’s best performer Estee Lauder! What a great return!

Google, i ,as software developer ,use it every single time when i turn on the computer
BRK, i don’t use it directly but i do use their subsidies services
EL, a lot of women use the brown bottle. 22bottles are sold in every minute

Choosing 3rd one was kicking my ass. I was being indecisive again.. anyway, 3rd place of potential choices were ISRG,TSLA,BA,MNST,EL… so on… I was being stubborn again with non-paying div stocks. i mean i had to look at the company’s balance sheet and stock performance. but was looking a stupid dividend history.

What is the best way to invest?
Basically there’s 2 methods i can come up with these 2 scenarios:

1. Invest in a different types of asset classes with 100 different stocks.

Make sure to study the company you want to invest in properly, so that concentrated investment return in a few companies is better than random beta diversification(limited to 100% stock portfolio). It is unwise to fill the entire portfolio with stocks, and even stocks from a certain country like the US. By buying a variety of uncorrelated assets such as bond, commodity and real estate, you can build a portfolio that never make a painful big loss (permanent portfolio by Harry Browne) where you can buy more when assets go sideways or fall for next decades.

1. Diversification is useless. Focus 3–5 equities even they are non-dividend stocks.

Obviously, diversification is designed to loose less in a bear market. But return very limited profit. To maximize a profit, you need to focus on buying 2-3 promising stocks at reasonable prices.
This is such a new challenge to me as i always try to avoid risk like a coward. I want to prove that my current investment principle is wrong and teach myself to have a bit more confidence and taking risk. Possibly become an open-minded to accept new assets over traditional ones. Choosing №1 might be considered a much more stable and ideal decision. but we should know that diversification is done to reduce risk, not to increase returns. Warren said that if you study a few stocks you know well, you can reduce the risk of ignorance.

I still do love DIVIDENDS and most of my stocks raise the dividends every year. If you want Dividends or Buyback stocks, there's DIVB ETF. Both dividends and buyback program can be a good indicator for a long term holdings. GOOG/BRK.b/EL are also included in this ETF. The worst investment is to invest in companies that don't pay dividends and no buying back program. Buyback will boost the stock and you can do DIYD(DO it yourself Dividends, homemade dividends). Those firms will perform way better than S&P so we can trim a small portion of share every quarter as much as you want. This is basically how the ex-div date works. Want 5% div? trim 5% every year!
So, i was able to find a challenging and stable investment method with free coins and cash flow(dividend). I ended up to find an equation for my BNB fund. To be honest, i do not believe in cryptocurrency value in a long term as transferring money across the border without reporting to bank/government was illegal before crypto stuff kick off. They will come and block the transaction one day due to foreign exchange transactions act. I’m not saying crypto is such a bad investment or you should never get involve in. This is not unconditional denial. I was very late in investing in coins(first one was in 2016?) and I didn’t even understand what other people were saying when they mentioned the word “defi". It’s a new generation’s investment methodology. If the day comes when the government blocks cryptocurrency as I predict, all coins will become useless, and from that day on, all coin transactions will be suspended. I do have nothing to loose as everything was given to me for free! So, i just enjoy riding a coin roller coaster. The object of BNB fund is a new Macbook Pro M1. Once its completed, i’m going to say Good bye to Crypto 😊

Crypto fund (stock div from EL) + BNB(Binance Earn products) + 3rd party mining apps = A high return, no risk portfolio.

Thank you for reading it and enjoy the risk-free investment :)