It's too hard to use and understand. I don't think that, but that's what I hear. It doesn't help that they have to link a bank account to buy it, or that addresses aren't human readable. It also doesn't help that people like me are a little afraid to sell anyone crypto for cash for fear of being charged with money laundering. Oh, and explaining crypto taxes... Forget about it. I've been into crypto since 2013, and I still don't understand how I'm supposed to report Steemit earnings.

In short, it's just way too complicated for most people. They hear me talk about it and think, "that's cool." Then they go about their day without giving it a second thought because they didn't understand anything I just said.