INTRODUCTION

Have you ever felt the need to spend your cryptocurrency whenever and however you like without much hindrance or protocols ?
Cryptocurrency has progressed much further than ever imagined but there is still the occasional issues of universal acceptance. A currency is only as useful as its value, otherwise, it becomes less valuable to its users.
Lots of financial institutions are yet to buy into the cryptocurrency bandwagon due its decentralization. They argue that it will be an opportunity for money launderers and corrupt politicians to launder their money without check. What then happens to the legal dealers of cryptocurrency? Every crypto owner deserves a point of sale where he can spend his cryptocurrency to the maximum of its value.
This is what GRAFT hopes to solve. So let's take a look, shall we.

What is GRAFT all about?

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GRAFT is an acronym for Global Real Time Authorisation and Funds Transfer and it is a blockchain based payment platform for universal use. It's a mode of payment using a unified decentralized payment node just like the normal payment methods we're used to like POS and other electronic payment methods.
The idea of GRAFT is its ability to bring all cryptocurrencies to a point of sale, thereby eliminating all the several branches required to make a proper payment in the first place. With GRAFT, local business owners can now accept payments in form of cryptocurrencies and as well complying with local regulations and border rules of trading.
Just imagine a situation whereby you can make transactions using your choice of cryptocurrency in a local store. That's what GRAFT brings to the table.

How GRAFT Operates

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GRAFT uses the same payment processing protocols as electronic payment companies like webpay and quickteller. The reason for choosing this type of payment is to offer users a method in which they are already comfortable with and ones in which they trust, thereby leading to a smooth integration with the GRAFT platform. This integration is easier and very much cheaper to use.
So far, GRAFT has been able to integrate with Verifone and Ingenico payment terminals. All that users need to do is to install a free app onto to their terminals and they can start payments with cryptocurrency instantly.

Verifone Terminal Integration

Ingenico Terminal Integration

GRAFT's Finest Features

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It's Open Source

The beauty of GRAFT lies in its open source operation which means that anyone can actually build upon it and improve it to their own test for better a mode of operation.

Decentralized mode of Payment

With GRAFT, there are no central authority. This means that all transactions are being processed by the network nodes. This heightens security to a high extent.

Universal mode of Payment

With GRAFT, users can either make payments using cryptocurrency or even credit cards depending on whichever mode the user wants to operate on. This makes the system much more versatile and easier to use.

Cheap Transaction Fees

In GRAFT operations, payment fees are not done by the buyer but by the merchant. This reduces their cost significantly. But even at that, the transaction fees on GRAFT network are 2 times cheaper than normal electronic operations like credit cards.

Swift Authorization

GRAFT works to provide a very fast method of authorization which beats the usual time it takes for normal cryptocurrencies like Bitcoin to finish their authorization. This ensures that transactions are finished as soon as possible to avoid downtime. Imagine waiting for 30 minutes to an hour just to pay for a pen, that will create an unnecessary delay and will slow down the shop involved. GRAFT eliminates that situation. This is made possible through its Real Time Authorisation (RTA) algorithm which ensures that authorization are made swiftly and effectively too.

Private and Secure

Payments made on GRAFTplatforms are private and secure and cannot be traced due to its decentralized nature.

Credit Card Work flows

GRAFT integration ability means that it can work properly with already existing payment platforms that uses credit cards. This ensures a free flow usage method that is easy for its customers.

Convenience is Key for Buyers

GRAFT allows its users to have a much convenient way of payments through cross-cryptocurrency and fiat payment platforms, which makes it easy for them to use any type of currency the want at any point in time of operation.

What Changes with GRAFT

It was really hard for users of cryptocurrency to be able to source for local products because most of the merchants could not be able to integrate cryptocurrency payments into their method of payment. This greatly hampered the ability of most of the users to fully invest in those cryptocurrencies. Most of them do not want to invest in something that offers them little or no value to the eyes of the sellers in the market.
With the introduction of GRAFT, merchants can now accept payments without much need for the third party involvement that is usually involved in such deals.

GRAFT Products

GRAFT has been successfully integrated into several devices since its ICO started running.

Graft Mobile Wallet

This is available both for both iOS and Android.
The iOS version can be downloaded through here while it's Android version can be downloaded through here.

GRAFT CryptoFind App

This is used to get the location of local outlets that accept cryptos. The details can be updated by the merchants in order to help the customers locate them faster.
CryptoFind for iOS
CryptoFind for Android

GRAFT MOBILE POS

This allows users to accept payments in GRAFT tokens.
GRAFT Mobile POS for iOS
GRAFT Mobile POS for Android

Real Time Authorisation (RTA) method

In order for GRAFT to operate in a fast manner of authorization of transactions like I mentioned earlier, RTA is used. This ensures that authorizations are made in Real Time so that the user can be able to make his payments briskly and without a hitch.

This is achieved when GRAFT through its RTA opens up a network of two layered supermodels which work hand in hand in validating and confirming payments in real time.
This process allows retailers to continue with their business practice without any downtime and at the same time dispatching each individual customer in realtime, thereby adopting an option for cryptocurrencies using the uslau payment methods that the customers are already used to just like the credit card POS.
This is a very efficient method that has been introduced by GRAFT for proper sales in multiple cryptos and fiat currencies alike.

Use Cases of GRAFT

Case 1

A local toy shop has been having problems with customers lately due to majority of locals in the area trading mostly in cryptocurrency. He decides to buy the GRAFT ICO and is able to increase customer presence by using the same payment method that the customers are used to but now with an option of cryptocurrency as well as fiat based payments with credit cards.

Case 2

Andy is a buyer who normally prefers buying products from the nearby multipurpose mall in Ethereum. But unfortunately for him, the shop only accepts fiat based payments. With GRAFT, the shop merchant is able to bridge this gap and immediately concludes the transaction with Andy, who is relived at being able to buy his desired products from the mall.

MEET THE TEAM

Advisors

Legal and Strategy Team

GRAFT'S Roadmap

CONCLUSION

GRAFT aims to bring more and more transactions using cryptos to our doorstep without third party involvements. This is going to revolutionize the blockchain in a way that will encourage more individuals to adopt more cryptocurrencies. GRAFT is the future for a real change on the blockchain.
Thanks for reading.

For More Information Visit

• GRAFT
• GRAFT Whitepaper
• GRAFT Twitter
• GRAFT BTCTalk
• GRAFT Facebook
• GRAFT Reddit
• GRAFT YouTube
• GRAFT Medium

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