Oh I definitely agree, the banking system is much more mature. So it does hold a lot of the cards at the moment.

Plus it has the added advantage that fiat is the widely accepted currency. If my builder could take crypto, then it would be much easier and faster as I wouldn't need any fiat on and off ramps!

I think (hope) that crypto is the future, but it has a way to go. Beta is a great way to describe it, it is certainly much improved from when I first started.

I was just hanging my head about an unexpected 1 week bottleneck at one of the fiat exchanges. And 1week is an eternity in crypto. Oh well, if I'm lucky, I might profit from it...