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Mmmh good question, Ripple is centralized, the CEO controls everything, is my understanding....
Also the volume is more than huge! This facts are well known, so i don't know, if it fits for a scam.

What do u think?

I read several of the articles from Forbes. Everything they say promoting XRP as a scam could just as easily be said about BTC, ETH, LTC, any cryptocurrency.
The issue of centralization is a mute point as well. In regards to BTC 80% is mined / controlled by China. How is that decentralized?

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