CHASE THE MONEY. You are 100% right on the banks. If the banks are propping up a space or a portion of the economy, you should be there.

And yes on getting in before or at the same time as everyone else. When IPOs were huge in the 90s there was NO WAY you could get in before they popped. Later, you had to run a startup or be in on the ground floor to get rich.

The playing field is now much more level thanks to crypto.