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RE: Shitty PIN authentication with Visa Cards... All the risks for you the holder! Banks protect themselves... you get screwed!
The world aims to transform into a cashless economy but first it should aim to be a less cash economy!! Although virtual money is good and has its own merits but nothing could beat the feeling of crisp cash in our hands!! :)
"but nothing could beat the feeling of crisp cash in our hands!!"
Scrooge knows the feeling very well & has been teaching us since we were young!! :P