CONTEST clarification: 4 days left to win Steem aka. this is not investment advice

A few people have mentioned top ten coins for this contest, so I just wanted to clarify the rules:
To enter the competition you have to write a non-top ten coin and a sentence about why you like it.

Here’s the link to the competition, there are four days left:
https://steemit.com/contest/@funcrypto/contest-7-steem-giveaway-competition-choose-your-favourite-altcoin

There are only a few submissions so far, so right now it’s a pretty easy deal to pick up some Steem!

An then there’s an evergreen on Steemit that I’ve seen in many post:
This is not investment advice.

I’ve been googling like crazy to find any EU rules about it, and it doesn’t seem to be too regulated. Any way John McAfee keeps giving advice all the time without going to jail, right?

Do you know if any steemian has ever been charged by the US authorities for giving advice?

Thanks to everyone who's teaching me on this pretty new crypto journey I'm having.