What virtual card should do is add control points or security measures to prevent fraud and identity theft

1. SMS code validation and notification to card holder
   And a confirmation "YES" reply is required
2. Security code, 2 personal questions or a password for purchasing. Diffent from account login password.
3. Email Verification to approve the transaction.

Both email and SMS is required.
Can only be done upon activation or via Service request that requires validation +48hrs account freeze

For hotels and others: (immediate booking)

1.alternate payment account is required (same account name
2.submission of proof of billing and identificatio -"SSN") before approval of