No kidding!! I am literally shocked that they don’t teach personal finance in school. It is one of the most important lessons we need to learn to actually be successful adults in the world. :-)

I am a Dave Ramsey fan too! When I went back to school a few years ago, I started listening to his podcast. He really inspired me to finish my degree debt-free and look at simplifying my expenses. I was already living debt-free, but was kind of a free bird with my monthly expenses. I was definitely glad to have found him!

So cool that you have been able to make a living doing various music jobs for that long!! Making money doing what you love is a pretty cool thing. :-)