Iconomi is two-edged. It's based on a centralised platform / team with single-point of failure, but it goes to say that it may perform way better than decentralised solutions. For that, waiting for Melonport. Yeah, everyone gets overwhelmed.. I'm already feeling it and I only really started market-watching last year. Pillar has a really long way to go, but I hope their first iteration of the multiwallet will turn out to be a good one.