I don't know whether it's good or bad. Just that it's happening... and that it was probably inevitable.

It's a strong part of why I see value in the potential of Ethereum, crypto games & Steem as platforms for viral user growth: We're in a race with established institutional players to spread access to cryptoeconomic opportunity to everyone on the planet.

IMO, when everyone has substantial access to networked markets, financial literacy becomes the new standard, and incentives better align against institutional abuses.