Something I did in Blender

This was so easy to make that it almost feels like cheating. Between Makehuman and the ocean modifier, I didn't have to do any modelling. Pretty much all I had to do was arrange things, make the materials, and adjust the lighting. I personally think that it's okay to not create every single aspect of something yourself, especially in Blender where it can be very time consuming. What matters is the creativity behind what you do with the resources available.