The idea it's "pointless" is not quite accurate Bill. Yes, your point is quite valid if you're borrowing BitUSD, but what if you just buy it rather than borrow it? Do you not see the value of savings in this world that runs on debt and is on the verge of collapse as a result? Such a consumptive economic model leads to waste of resources rather than fueling long term growth. What of hedging, that requires some place to park your funds with some level of higher safety than what you're trading in?