I personally have nothing against new type of assets, and I also didn't intend to compare Hertz to sub prime mortgage crisis. I simple wanted to point out when adding complexity to financial instruments, the mass will not understand it. Heck, the $ sign on Steemit posts is seen by many Steemians as a US$, while it in fact isn't.Many Steemians also think that the $ value is for them, but it isn't. On crypto exchanges, many newbie or unexperienced traders/investors think USDT is US$, but it is't. That said, I do appreciate you algorithm based asset and I hope it'll gain traction! :)