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RE: Account model, Wallet model and Security on the DEX part 2 of 2 (MultiSig)
The blockchain itself does not make a distinction between wallet/account types. The "cloud" account is essentially a UI "shortcut" to allow you to use a single account without carrying a wallet file.
That's what I thought. It was just your wording that made me think there is a difference in respect to multisig. It is an area I should play around with.