Excellent post, I really enjoyed hearing your views on this topic. I think even mathematically it doesn't make too much sense. The average rate of return daily is around 0.9-1.0%. If you actually computed the compounding based on a monthly basis, your return would be around 2,229.80% for a year. If you kept the money compounding for 6-7 years, the total figure assuming you invested $10,000 at the start would be more than what the US stock market is worth.