Meanwhile, TradeQwik has no such problems and is in negotiations to purchase a bank after the VIVA ICO in order to prevent it ever becoming a problem.

The only way to ever be on equal footing with banks is to buy or become one.

People need to learn to think outside the box. Bitfinex earned some $100M USD last year. They could very easily have established a de novo bank instead of relying on Wells Fargo who has proven time and time again that they will de -risk anyone who deals in anything outside the USA.