I'm assuming a lot of people will be thinking that the November hard fork will be much like the August one - where everyone who has Bitcoins and their own keys will receive more free coins. But what is the Hardfork splitting from? - Bitcoin Legacy (without segwit) or the Bitcoin with Segwit?

In November there is supposed to be a doubling of the base block size (SegWit2X aka New York Agreement aka Silbert accords) - but the developers of Bitcoin Core does not want that to happen. I have tried to make some predictions on what is going to happen in my Bitcoin Forks -
for Dummies article. Note that the "clean split"-scenario is the only "free money"-kind of split.