I recently took the plunge as well and did a 10k loan!!! It was the best choice in my mind as you get the extra .25% and you get the money back after 120 days. I am indeed a little worried about it overall but there are a few things that bitconnect does that ensure its survival unlike other similar programs. In the future I do not think I will reinvest and just take my earnings and invest elsewhere due to huge jumps in prices on alt coins. You can make 100 days worth of payments on bitconnect in just a month or two if you invest in the right alt coins. I would suggest taking your earnings from bitconnect and putting them on an exchange and buying into other currencies. A diverse portfolio is a healthy portfolio!