At this point, I think what is important, is to wait and see what happens. For me, there is far too much uncertainty for me to invest in their platform personally, and I do not recommend that anyone do so. However, i'm not sure that regulation in the crypto ecosystem is required, at least not by any government. People need to be fiscally responsible and do their own in-depth research and make decisions on investing, based on their tolerance for risk and the knowledge that they gather.