So many financial advisors I talk to are like, 'stay away from the sh1t!'

Financial advisers are mostly salespeople. They tell people to stay away because they are not making a commission on it. Now that mutual fund that they get 3 points by selling, that will be the best thing since sliced bread.

The financial services industry is one of the biggest scams out there. I work with a woman, in our annual 401K meeting, was complaining that her returns did not match the long-term chart they were showing (you know the one where they show the growth over 40 years). She was having them manage her money which, I told her meant fees. She argued with me saying her personal financial guy didnt charge those fees. I laughed.

In the end, my returns look like that because I put my money in to those things that dont eat up returns. Amazing how much more profitable things are without the commissions.

The more someone says not to do something, the more curious it makes me.

This is the only way to beat the establishment ie banksters and their cronies. They are known to tell us to look left while they are pulling a con on the right.

So I am like you, if they tell me to look left, I look right. That is where the action is....the other is a misdirection.