Thank you for your kind words. "Charming" is not what I expected. It was me, thinking of how to poke fun and also the irony of James Dimon's words. Isn't that funny? He says Bitcoin is a scam, but in the next breath he says that it might get to $100,000 before it collapses! So.. the wave will eventually collapse, too, but the surfers are riding the wave now. So... I put it together. Thank you! It feels nice to think I am "charming" ! Ha!