"Get rich people are out" i.e. the Bitconnect YouTubers that promoted the platform and tried to get others to join so that they could grow the pyramid. Although the coin still exists, and they're releasing Bitconnect X (probably because they need to maintain the value of their coin) lending is over. Sadly other scams like Davor Coin, NeoConnect and others are hitting the space. This is a brief victory for the legitimate coins like Steem, but scams will continue to flood the space, this crash has taught us to be more cautious and to watch markets more carefully. :)