Sweet. This is the kind of information i need as well. My friend and I were searching for a place like coinbase. As far as credit cards, they are like banks in the sense they do nothing on sundays. Now since they get there money from banks they cant verify the money on the weekends. Small price to pay i guess. And it probably covers them in the best way possible with fraud. Bitcoin is not liked by federal reserve banks. Hope that helped some. Cheers