When I initially invested, I followed the sage wisdom of "Don't invest any more than you are willing to lose." Steemit has since helped me to recoup my initial investment, so I'm now looking at 100% profit, so my outlook is pretty chill.

My thinking is that the people that are getting rattled by the idea of a crash have invested more than they should have, or they wanted the get-rich-quick route, but just jumped in a little too late (like, 6 weeks too late).

I think there's a good chance that we are in somewhat of a bubble, but I don't think that the burst everyone is afraid of is going to be as massive and long-lasting as some of the major outlets are making it out to be.

Cryptos, to me, should be seen as a form of long term investment. Either you are using it as actual currency or, in my case, as an investment opportunity. While it has provided a lot of people to make a lot of money, no good investment can have fast turn around and be safe.

Considering the track record, if it does crash, I am confident that it will come back. Shoot, I'm so confident that it will come back eventually that I would probably take advantage of a crash to buy more. :)