The EOS CPU requirements can be a bit of a pain, but the conditions are going to improve as the blockchain evolves. The RC system allocates a fixed amount of usability but EOS usability limits are dynamic. As you said, it certainly could be a bit more newbie friendly.
As for the dividend, wow: you got a 1.6% return on the JKR in just 1 day. The EOS dividends should go fine today. By the way, since you are participating in the staking, join the bounty and you'll have more JKR to stake. :)