Cool cool.
I tried Bitstamp once, not sure what happened or why i never followed through. But good to know it works, unfortunately i cant edit this.

As far as cashing out, Spectrocoin will issue you an IBAN once you go through some verification... then you can send to any back acc. worldwide. I havent tested it as yet though.

Most BTC debit cards seem to be on pause right now, but I know Tenx is working on something.