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RE: #4.1 - Is Bitcoin doing it's job? And are you putting it to work?
Hence - spend and replace immediately - that doesn't require stability :)
But I agree - and also assume we will weed away many of these coins for widespread use, leaving a few major players globally, and smaller alts locally - or maybe it will be a sea of alts, and people will pick and choose based on a variety of factors.
For stability, mass adoption is required IMO - which is what I am advocating.
I'm not Bitcoin maximalistic at all though, just saying it is the easiest one to work with because of brand value - right now... :)