When this stuff gets out to the masses it will. EOS tech will help that in the end. What mass user adoption requires is pretty much what Steemit has going here, except faster and easier.

The main issue is basically the bridges between US fiat and crypto are sucky bridges. Credit cards can reverse within 30 days, so buying crypto doesn't work unless funds are frozen. Requires technical knowledge and linking of bank accounts. EOS achieves the concept of crypto apps without people needing to do KYC banking stuff.... but here is the thing, even if it doesn't require it, if people are going to go in that direction in the end, they will have to do KYC.

And that's the hiccup in crypto preventing mass adoption. Steemit / EOS should do a lot, but even then, to get people fully onboard, the KYC issue needs to be resolved. And the best way to solve it is to get banks on-board with crypto... so actually something like Ripple might be the gateway for the banks to adopt.

Imagine if at your local bank, they could issue you the top 3 or 5 cryptos, as a non-refundable purchase once you have validated yourself with them, such as having an account with them?

Mass adoption could happen then. Also, before mass adoption, we need the universal key system so no user has to keep private and public key data. Average user isn't complex enough for that stuff. Really, sending funds is almost such a pitfall of crypto, in the future average people may outsource that activity to banks themselves.

Seems odd because crypto was supposed to do away with banks. The thing is, for it to do away with banks, you have to be able to be a techy, store keys, keep software updated and secure, ect. ect. Imagine how that would work for people who suck with computers? They'd rather have someone deal with it for them. So even in a fully cryptocurrency world, you would still have banks as a customer service and convenience location. And we see that now in crypto, there are places you can go to exchange bitcoin, there are bitcoin ATM's. Imagine if coinbase started opening branch offices for people to show up to do crypto transactions!