I'm sort of on a middle road. I do know your position and our points of agreement, which are far more than any points of disagreement.

I believe change is inevitable and unstoppable. The technology must supplant the current system because the archaic system is crumbling. It is slow, it is ineffective and vulnerable. Blockchain changes the entire paradigm. When I first read the white paper in 2010, I knew this technology would change the world. I first addressed a large gathering of the financial sector on this issue in 2011. I wrote a white paper on it as well.

I see a future where traditional finance retains some power and decentralized finance slowly increases it's effectiveness. Maybe completely at some point, but I doubt it. There are benefits to having systems in place that coordinate between entities the way Ripple and traditional finance do.

I am excited about the prospects outside of banking. Contracts, complete transparency in voting, medical and medical records, etc. There is a whole world to be explored. I will be talking more about a project I am working on once we get it off the ground. Another potential game changer that traditional bankers may not like, but still with one foot in traditional finance. I wish I could say more about it now. But in due time...