Hey,

As a Finance major, I would say the most important thing is to make up your mind about how much risk you are willing to take on and how much you are willing to work

I am a pretty risk-averse person, which is what have kept me out of things such as entrepreneur ism or day trading, which has the possibility of quick and sizeable profits, but also the opposite. I stuck it out through graduate school, which gave me the opportunity to focus my career on optimizing my effective hourly wage, e.g. getting relatively well-paid compared to how much I work. I don't know your major, but if it is something that is even marginally translatable to a job that isn't McDonald's, a debt of USD 10K is something you can live with and it will give you some opportunities that people without a degree don't have

As Mike Rowe said, the problem with the corporate world today is credentialism - that is, even if you acquire the skills that are comparable with any Ivy League finance major for free though Khan Academy, you will have a hard time convincing most major corporate players of that unless you have a stamped piece of paper with a university's name on top of it. It is luckily becoming less and less true, especially for start-ups, but having skills but no degree is risky.

That said, it is not impossible - we have all heard the stories of both Steve Jobbs and Bill Gates being college drop-outs, but it took hard work nonetheless. I have an acquaintance who made billions (yes, billions) through bitcoin, but he had some significant early starter advantages (he started back in 2007) and worked insanely hard to establish a bitcoin trading company, so it will take some work even if your ambitions are significantly less grand.

In short, weigh the risks and rewards of your possible paths, and choose the one which seems most suited to you

Whatever you choose, I wish you the best of luck in your future endavours!