The issue with higher rates is that servicing the National Debt then becomes a serious problem and we will approach a time when most tax revenue will end up just covering that liability. We should end the Fed and go back to Gold at whatever price allows us to pay down the national debt and replace all M2 and Bank debt with Treasury instruments backed 100 with gold/silver. May end up being 200K to one so we will get to use pennies again and fractional pennies. Start mining like crazy and allocate to the Treasury 50% of what is produced to provide backing for the currency going forward.