There is only one thing for small fish to do with bitcoin. Buy a little bit each week.

You don't have enough funds to play this market.

And even though bitcoin (and the market) is going to crash after 38k, it will recover soon. Further, you probably will not be able to buy any bitcoin at the crashed prices.

So, just keep stacking sats.
The price in the future will be a lot more that whatever you paid for it. (unless you clearly bought at the top, then it might take a little while)