I like very much your topic. Yes money are created out of thin air, money=dept, banks lend us money and they charge an interest for this. A simple example they lend 100 $ and they are expecting to bring them back 100 + interest but there is only 100 in the first place so you need to borrow again to pay the interest. The whole system is based on trust. The dept will always be there and grow bigger. They control the world with their monetary policies. Money represents nothing today and it will be soon some digits on a computer. Money isnt tied with any commodity like it used to be, it doesnt represent gold or anything. The economic system is a big scam and it got even worse when private banks started to print money and lend goverments