However, the main problem is that majority of people are either: too comfortable, too depressed or live in disbelief, to go out and unite to change things.

That’s completely true! Including this nice suited nonproductive guy paper pushing and inventing new financial nonexistent derivatives. Vhen it come to money velocity If everyone stays home and leaves their money in the bank, velocity is zero. If people go shopping, and those who receive the money spend it too, then velocity grows. just like you mentioned in your post. Since 2008 the money velocity has plunged. This plunge in velocity explains why Federal Reserve money printing since 2008 has not produced much inflation.