Due to harforking scenaria - we kept off till dust settles down. It has still not settled. We will introduce more features and focus on visibility once SMTs are implemented in full decentralized mode.

But still below are answers to your questions

1. Yes
2. We, as of now are backed by crypto assets on blockchains, as reported in all our audits which can be verified by anybody at anytime. In future, some portion of our holdings will be loaned out outside crypto world
3. There is no need for audit as of now, as our holdings can be verified on blockchains. But when we start outside crypto world then we will use third party audit.

We hope it answers your questions. Pls feel free if you have any more questions.