The problem crypto still has is accessibility a lot of people in many countries have terrible restrictions when it comes to obtaining or purchasing crypto currencies but I believe this is slowly improving over time.
What excites me the most about cryptos is how we are going to turn the stacks against the bankers that for years have been forcing us to go into a cash less society, madly increasing our dependence of banks but guess what, we are now going into a cashless society by our own will but not using their banks but rather using our crypto currencies, take that shady banks :^)
The bankers are already long in. Just check out who (directly or indirectly) backs Ripple and Stellar.
They all want in. They just have fiduciary duties which prevent them from investing if it’s actual tokens which don’t yet have regularizations. But they all want to tap that 2bn unbanked demography too. Even more so if they won’t be legally liable.
Yeah I agree for most of the cryptos out there, they have mostly no control over them and can't really force themselves onto you like they would if you had your savings on a bank!