Yes, we are so early in this process. I compare it to the Internet in the way that most users of the internet don't care how TCP/IP works. The long-term outcome is the user just uses a dapp and trusts the protocol will just work. The complexity is hidden. Saying the issues we currently have with crypto will never be solved is short-term thinking. Its just software, engineering the correct algorithm takes time but is not impossible. It's programmable money. Anything that can be done with software can now be done with money. We are just starting layer 2 solutions. Once we get to layer 3, layer 4 solutiuons the convenience issus will be solved.